From the pen of
Ralph Hlavin
​
I have been in the insurance business for over 40 years and although most of my experience has been in the property and casualty marketplace, I still took the time to earn certifications as a Chartered Life Underwriter, Chartered Financial Consultant and Certified Financial Planner so that I could be better prepared to help clients with issues that are important to them. When I am not working with clients, I keep busy with volunteer work for AARP and helping out at my family's business, a fishing resort in the beautiful Wisconsin Northwoods. I look forward to working with new clients as well as current clients that have been with me for many years.
​
Protecting families like yours for years.
​
Why Us?
The decisions our customers make are important life decisions and we work
diligently every day to help them find the best solutions at affordable rates, with 160 Top-rated companies nationwide
Products
​
LIFE INSURANCE PLANS (IN GENERAL)
-
Life Insurance
-
Mortgage Protection
-
Final Expense (Burial)
-
Accidental Death and Dismemberment
-
Business Insurance
HEALTH INSURANCE PLANS (IN GENERAL)
-
Major Medical Plan
-
Medicare Supplement
-
Prescription Drug Plan (PDP)
-
Dental & Vision
-
Critical Illness (Cancer, Stroke, Heart, ESRD)
-
Hospital Indemnity
​
​
RETIREMENT PLANNING (IN GENERAL)
-
Short-term Care
-
Long-term Care
-
Disability Insurance
​
​
INVESTMENT PLANNING (IN GENERAL)
-
Roth IRA Conversion
-
Annuity (Qualified and non-qualified)
-
Investment
-
401(k) Rollover
-
Required Minimum Distribution (RMD)
Disclaimer
Ralph Hlavin, American Senior Benefits, American Senior Benefits of the Midwest and Chicago One Financial are not endorsed by or connected with Medicare or the Federal government. By responding to this advertisement, you are giving, Ralph Hlavin, permission to contact you. We do not offer every plan in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY users can call 1-877-486-2048 to get information on all your options.